Flexible Portfolio
  • Flexible portfolio no load mutual funds and no load index funds can be ideal for many investors
  • Flexible portfolio funds can involve a variety of investment types and holdings
  • No load mutual funds lower investing costs and keep the value of the investment higher

Flexible portfolio no load mutual funds are funds that may invest in a little bit of everything, including stocks, bonds, and money markets. Flexible portfolio funds can include no load index funds, among other fund types, and these fund portfolios are designed to be very flexible. This flexibility allows the funds to change investments and asset types as needed to provide a high total return for the investors. Some of these funds may only invest in one asset class at a specific time because of the performance of the asset class, while others may have holdings in a variety of asset classes. Flexible portfolio mutual funds are considered hybrid funds, because often fund assets are mixed. These funds can be domestic, and only invest in US assets and companies, or they can be global and include investments and holdings from around the globe. The fund performance will vary, depending on the specific fund chosen and the holdings for that fund, and flexible portfolio funds are not for everyone. These funds may not be well diversified, which can lead to heavy capital losses if the majority of the fund holdings are in a sector that is performing poorly, but they are actively managed to help prevent unnecessary losses.

The goal of flexible portfolio funds is to provide a high total return, and no load mutual funds and no load index funds will do this best. This is due to much lower investment expenses because there are no large load fees to pay. These fees can be five percent or more, and they can be charged at either end, or charged continuously while the investment in the fund is held. No load flexible portfolio mutual funds do not have professional advice though, because the load fee is basically a sales commission paid to the broker. In exchange for the fee the broker will provide professional investment advice. No load funds do not come with professional advice, but this is not necessarily a bad thing. Most investors have the capability to find and compare flexible portfolio funds without needing professional investment assistance, and this eliminates costs and fees that are not needed and just work to bring down the value and performance of the fund. There are many funds out there which do not charge load fees or high 12b-1 marketing fees, and finding them is as simple as getting online and using one of the free investment tools available.

Flexible portfolio finds may have constantly changing holdings, depending on the markets and sectors. These no load mutual funds and no load index funds may have different holdings from one day to the next. Each fund will be actively managed by a team of professionals, to determine which markets are the most ideal at any given time. A flexible portfolio mutual fund can have a combination of stocks, bonds, money market investments, and other equity and debt securities. Each individual fund management team will determine what holdings the fund will have currently, and which holdings to buy or sell based on market performance. Regardless of which specific flexible portfolio funds are chosen, choosing no load mutual funds means that doing thorough and complete research on each possible fund is critical. Because the investor is responsible for all of this work, it is important to do a careful job and ensure that the best no load funds are found. Look at the fund ratings, especially those given by Morningstar, to determine the fund quality. Compare the fund risks and volatility with acceptable investment risks and stability levels, to make sure that the flexible portfolio mutual fund fits within these levels.