Mixed Target
  • Mixed target allocation growth no load mutual funds have capital growth as the main goal
  • No load mutual funds do not offer investment advice or charge high load fees
  • The best no load funds are ones which fit the risk level and investment strategies of the individual investor


Mixed target allocation growth no load mutual funds can be quite a mouthful, and some investors may not understand how these funds work or what they are. These funds are allocation growth funds, and this means that the holdings are normally seeing growth at a rate faster than the economy is. The growth in both earnings and sales are considered when evaluating possible investments for the fund. These no load mutual funds can cover all ranges of capitalization, from small cap to large cap, among others. The portfolio for these mixed target allocation growth is normally diverse, and the aim of these funds is to see capital growth rather than current income. There are some risks involved, and these can range widely depending on the specific fund chosen and the strategies used. Allocation growth funds are considered more risky than conservative funds, because growth, and not capital preservation, is the main goal.

The best no load funds in any sector are ones which use solid investing strategies, and have a proven track record. Using no load mutual funds means that there is no professional advice given, and the individual investor must do all of the research and evaluating. In return for doing all of the work, large savings can be seen because there are no load fees involved. Load fees can eat up five percent or more of the investment capital, before the initial investment is made. In addition to front end load fees, these costs can be attached to the back end or be assessed the entire time the investment is held as well. Mixed target allocation growth funds that involve load fees have higher costs, and this makes the return smaller because more fees are taken out. The best no load funds are which which do not carry any load fees or marketing fees, because these no load mutual funds have the lowest costs and expenses.

Mixed target allocation growth funds must be carefully evaluated, just like with any other mutual fund. The operating expenses, levels of acceptable risk, and the holdings of the company need to be considered, as well as the potential returns and the other critical factors. Look for the 12b-1 marketing expense, if there is one, and then carefully calculate whether this fee is more than one fourth of one percent of the net assets of the specific fund. If the marketing expense is more than this amount it normally means that the fund is not truly a no load but instead probably includes hidden load fees, normally in the form of fund commissions paid to brokers and financial advisors to direct new investors to the fund. The best no load funds do not charge any 12b-1 marketing fee at all, making them easier and simpler to compare and evaluate.

There are many different types of no load mutual funds, and the best choice will differ with each investor. Make sure that any fund chosen, even a mixed target allocation growth fund, is evaluated thoroughly. Most investors have the ability to do the research and compare funds, and to choose the ones which are ideal for their specific circumstances and investment needs. In most cases using a broker or financial planner will not ensure better investments, so the load fees these professionals charge are an unnecessary expense. The investments held by these funds normally cover all of the capitalization levels, and investors should look at the holdings and portfolio of the fund before making a final decision. Make sure that the fund portfolio is diverse, to help protect against large capital losses, and avoid any funds which are very heavy in any one sector or company.